Claiming superannuation and superannuation insurance
You can claim superannuation when you retire and under some special circumstances, including if you are unable to work due to an injury or illness. Will and Estate Lawyers Australia can help you get everything you’re entitled to.
If you’re unable to work due to an illness, injury or disability, you may be able to claim a lump sum insurance payout from your superannuation fund. You may also be entitled to access your superannuation account balance.
Your illness or injury does not have to be work related for you to be entitled to early access. What are your entitlements? Our superannuation claims team can check your policy, make sure you are covered, and help you obtain total and permanent disability (TPD) benefits, income protection benefits, terminal illness benefits, and death benefits.
If you’ve had a superannuation insurance claim rejected, your benefits were not paid in full, or if you’re having problems with your insurer, get in touch.
Why Will and Estate Lawyers Australia?
Will and Estate Lawyers Australia superannuation and insurance claims lawyers and claims team work feverishly hard every day to obtain the best possible outcomes for their clients. We can help you to gain early access to your funds when you need them the most. And we understand the importance of having someone in your corner when you’re taking on a well-resourced insurance company. We offer no win, no fee arrangements for these types of cases, which means that you don’t have to pay for our legal services if we don’t win.
Contact us today to receive a free superannuation and insurance checkup and to find out how we can help.
Death Benefit Claims
Whether a loved one has died with a will or intestate (without a will) you may need someone in your corner to help you claim their superannuation death benefits.
Who can claim death benefits?
Any dependants of the deceased or their estate can claim super death benefits.
This includes children, a legally married spouse, de facto partner (including same-sex partner) including where relationships are less than 2 years, financial dependants and inter-dependants.
Death benefits can be claimed by the super policy holder before they die if two doctors certify that the person suffers from a terminal illness and has less than 1 year to live.
If you want to contest super death benefits, it is important to contact a lawyer immediately.
How to Claim
When a member of a super fund dies, the fund must pay the deceased’s death benefit, including an insured lump sum, to the right person. If you were a nominated beneficiary (via a binding or non-binding death benefit nomination), or if you were dependent on the deceased, or were otherwise in a close personal relationship, you are likely to have a good claim to a payment.
Death benefit insurance comes with all regulated superannuation schemes, and is available to relieve financial hardship in already difficult and stressful times.
Will and Estate Lawyers Australia can examine whether you are entitled to death benefits, and ensure you receive your full entitlements from the deceased’s superannuation fund. Call now to speak to a superannuation death benefits lawyer immediately who will guide you through the entire process.
